---
canonical_url: https://lendb.ai/lo/ryan-terpay-1370641
json_url: https://lendb.ai/lo/ryan-terpay-1370641.json
nmls_id: 1370641
last_verified: 2026-10-09
---

# Ryan Terpay

Mortgage Consultant at Newrez, Columbia, MD. NMLS ID 1370641 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1370641)).

**Summary:** Ryan Terpay (NMLS 1370641) is Mortgage Consultant at Newrez, based in Columbia, MD. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO132235 | active | confirmed | 2024-10-03 | state_regulator | 2026-10-09 |
| CO | state_license | 100540126 | active | confirmed | 2024-10-04 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Newrez (NMLS 3013), Columbia, MD. Source: https://www.newrez.com/find-loan-officer/ryan-terpay/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1370641

## Contact

- View profile at Newrez: https://www.newrez.com/find-loan-officer/ryan-terpay/
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-terpay-1370641#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1370641
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=328251&contact=559868
- lender_site: https://www.newrez.com/find-loan-officer/ryan-terpay/

Cite as: Ryan Terpay (NMLS 1370641), Newrez. LenDb.ai, https://lendb.ai/lo/ryan-terpay-1370641, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._