--- canonical_url: https://lendb.ai/lo/ryan-vallone-312680 json_url: https://lendb.ai/lo/ryan-vallone-312680.json nmls_id: 312680 last_verified: 2026-10-09 --- # Ryan Vallone Branch Manager at Lit Financial Corporation. NMLS ID 312680 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312680)). **Summary:** Ryan Vallone (NMLS 312680) is Branch Manager at Lit Financial Corporation. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Alabama, California, Georgia, Iowa, Illinois, Maine, Michigan, Minnesota and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: HELOC. Licensed since 2020 (per Colorado records). States 15 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2020 (per Colorado records). This is license history on file, not total experience. - Years experience (stated by the LO): 15 (source: https://litfinancial.com/loan-experts/ryan-vallone, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Dakota (ND, lender_reported), New Mexico (NM, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/ryan-vallone ## About Ryan has 15 years of mortgage industry experience helping clients refinance, build equity, and purchase homes. He specializes in refinancing and home equity solutions. Source: LenDb summary of the lender page, verified 2026-10-09. ## Voice intro available Ryan has a short recorded voice intro on Lit Financial Corporation's site that touches on 15 years of experience. Listen on Lit Financial Corporation's site: https://litfinancial.com/loan-experts/ryan-vallone The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 15. Source: https://litfinancial.com/loan-experts/ryan-vallone, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO69339 | active | confirmed | 2020-04-01 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100516759 | active | confirmed | 2020-03-02 | state_regulator | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ND | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Lit Financial Corporation (NMLS 2553292). Source: https://litfinancial.com/loan-experts/ryan-vallone, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312680 ## Contact - View profile at Lit Financial Corporation: https://litfinancial.com/loan-experts/ryan-vallone - Office phone on file: shown at https://lendb.ai/lo/ryan-vallone-312680#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/312680 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://litfinancial.com/loan-experts/ryan-vallone - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=247143&contact=467417 Cite as: Ryan Vallone (NMLS 312680), Lit Financial Corporation. LenDb.ai, https://lendb.ai/lo/ryan-vallone-312680, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._