---
canonical_url: https://lendb.ai/lo/ryan-winter-2268488
json_url: https://lendb.ai/lo/ryan-winter-2268488.json
nmls_id: 2268488
last_verified: 2026-10-09
---

# Ryan Winter

Loan Officer at Xpert Home Lending. NMLS ID 2268488 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2268488)).

**Summary:** Ryan Winter (NMLS 2268488) is Loan Officer at Xpert Home Lending. Licensed in Colorado, confirmed with the state regulator (license 100529594). Also lists Oklahoma on the lender page (not yet checked with the state regulator). Earliest state license record: January 4, 2022 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 4, 2022 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Colorado (CO, confirmed), Oklahoma (OK, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100529594 | active | confirmed | 2022-01-04 | state_regulator | 2026-10-10 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/ryan-winter, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2268488

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/ryan-winter
- Office phone and Email on file: shown at https://lendb.ai/lo/ryan-winter-2268488#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2268488
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=290618&contact=515058
- lender_site: https://xperthomelending.com/loan-directory/ryan-winter

Cite as: Ryan Winter (NMLS 2268488), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/ryan-winter-2268488, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._