---
canonical_url: https://lendb.ai/lo/ryne-bernal-2052424
json_url: https://lendb.ai/lo/ryne-bernal-2052424.json
nmls_id: 2052424
last_verified: 2026-10-09
---

# Ryne Bernal

Loan Officer at Churchill Mortgage, Allen, TX. NMLS ID 2052424 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2052424)).

**Summary:** Ryne Bernal (NMLS 2052424) is Loan Officer at Churchill Mortgage, based in Allen, TX. Lists Kansas, Louisiana, New Mexico, Oklahoma and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Kansas (KS, lender_reported), Louisiana (LA, lender_reported), New Mexico (NM, lender_reported), Oklahoma (OK, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/ryne-bernal
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/ryne-bernal

## About

Ryne Bernal has 5 years of expertise helping clients secure residential financing through FHA, VA, or conventional loans. He holds an NMLS license and bachelor's degree from Baylor University, and is committed to guiding borrowers through the mortgage process with professionalism and transparency.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's degree from Baylor University. Source: https://www.churchillmortgage.com/loan-officers/ryne-bernal, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591), Allen, TX. Source: https://www.churchillmortgage.com/loan-officers/ryne-bernal, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2052424

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/ryne-bernal
- Office phone and Email on file: shown at https://lendb.ai/lo/ryne-bernal-2052424#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2052424
- lender_site: https://www.churchillmortgage.com/loan-officers/ryne-bernal

Cite as: Ryne Bernal (NMLS 2052424), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/ryne-bernal-2052424, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._