---
canonical_url: https://lendb.ai/lo/sal-ciubancan-2092463
json_url: https://lendb.ai/lo/sal-ciubancan-2092463.json
nmls_id: 2092463
last_verified: 2026-10-09
---

# Sal Ciubancan

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2092463 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2092463)).

**Summary:** Sal Ciubancan (NMLS 2092463) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.loanfactory.com/mortgage-expert/sal-ciubancan-2092463, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Over 30 years in real estate and mortgage lending, with experience as a real estate agent, broker-owner, and residential mortgage broker. Committed to transparency, fairness, and helping clients achieve their financial and personal dreams.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.loanfactory.com/mortgage-expert/sal-ciubancan-2092463, verified 2026-10-09.
- role: real estate agent, broker-owner, mortgage broker. Source: https://www.loanfactory.com/mortgage-expert/sal-ciubancan-2092463, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/sal-ciubancan-2092463, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2092463

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/sal-ciubancan-2092463

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2092463
- lender_site: https://www.loanfactory.com/mortgage-expert/sal-ciubancan-2092463

Cite as: Sal Ciubancan (NMLS 2092463), Loan Factory. LenDb.ai, https://lendb.ai/lo/sal-ciubancan-2092463, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._