---
canonical_url: https://lendb.ai/lo/sal-vargas-1254665
json_url: https://lendb.ai/lo/sal-vargas-1254665.json
nmls_id: 1254665
last_verified: 2026-10-09
---

# Sal Vargas

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Carpentersville, IL. NMLS ID 1254665 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1254665)).

**Summary:** Sal Vargas (NMLS 1254665) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Carpentersville, IL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan and First-time buyer. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665

## About

Sal serves Illinois clients with Spanish fluency and specializes in low-to-moderate income lending, lending to borrowers with limited credit history, FHA mortgages, fixed-rate mortgages, and first-time homebuyer programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665, verified 2026-10-09.
- service_area: Illinois. Source: https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Carpentersville, IL. Source: https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1254665

## Contact

- linkedin_url: https://www.linkedin.com/in/salvargasjr/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665
- Office phone and Email on file: shown at https://lendb.ai/lo/sal-vargas-1254665#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1254665
- lender_site: https://homelendingadvisor.chase.com/il/carpentersville/21-s-western-ave-hla-1254665

Cite as: Sal Vargas (NMLS 1254665), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/sal-vargas-1254665, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._