---
canonical_url: https://lendb.ai/lo/sam-cullum-2280215
json_url: https://lendb.ai/lo/sam-cullum-2280215.json
nmls_id: 2280215
last_verified: 2026-10-09
---

# Sam Cullum

Loan Officer at Guild Mortgage, Columbia, SC. NMLS ID 2280215 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2280215)).

**Summary:** Sam Cullum (NMLS 2280215) is Loan Officer at Guild Mortgage, based in Columbia, SC. Lists Georgia, North Carolina and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Georgia (GA, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sam works with homebuyers throughout Lake Murray, Lexington, Aiken, and the Midlands in SC, NC, and GA. Known for clear communication and educational approach, he serves first-time buyers, move-up buyers, veterans, self-employed borrowers, and investors.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Lake Murray, Lexington, Aiken, and the Midlands (SC), plus SC, NC, and GA. Source: https://branches.guildmortgage.com/sc/columbia/sam-cullum-322-cbscu.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO107151 | inactive | confirmed | 2022-05-04 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Columbia, SC. Source: https://branches.guildmortgage.com/sc/columbia/sam-cullum-322-cbscu.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2280215

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/sc/columbia/sam-cullum-322-cbscu.html
- Email on file: shown at https://lendb.ai/lo/sam-cullum-2280215#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2280215
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://branches.guildmortgage.com/sc/columbia/sam-cullum-322-cbscu.html

Cite as: Sam Cullum (NMLS 2280215), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/sam-cullum-2280215, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._