---
canonical_url: https://lendb.ai/lo/sam-raval-2256276
json_url: https://lendb.ai/lo/sam-raval-2256276.json
nmls_id: 2256276
last_verified: 2026-10-09
---

# Sam Raval

Mortgage Loan Officer at Loan Factory. NMLS ID 2256276 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2256276)).

**Summary:** Sam Raval (NMLS 2256276) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO108501). Also lists Virginia on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sam specializes in helping clients navigate home financing with a deep understanding of FHA, VA, USDA, conventional, and jumbo loans. They work with first-time buyers, refinancers, and investors to find personalized solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- other: Provides personalized guidance, timely communication, and fast pre-approvals. Source: https://www.loanfactory.com/mortgage-expert/sam-raval-2256276, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO108501 | active | confirmed | 2022-05-31 | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/sam-raval-2256276, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2256276

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/sam-raval-2256276

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2256276
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/sam-raval-2256276

Cite as: Sam Raval (NMLS 2256276), Loan Factory. LenDb.ai, https://lendb.ai/lo/sam-raval-2256276, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._