---
canonical_url: https://lendb.ai/lo/samuel-ayala-1238551
json_url: https://lendb.ai/lo/samuel-ayala-1238551.json
nmls_id: 1238551
last_verified: 2026-10-09
---

# Samuel Ayala

Loan Officer at CrossCountry Mortgage, Orlando, FL. NMLS ID 1238551 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1238551)).

**Summary:** Samuel Ayala (NMLS 1238551) is Loan Officer at CrossCountry Mortgage, based in Orlando, FL. Licensed in Florida, confirmed with the state regulator (license LO138626). Also lists California, Maryland and Texas on the lender page (not yet checked with the state regulator). Speaks Spanish. Earliest state license record: June 5, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 5, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), Maryland (MD, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

With over a decade of mortgage industry experience, Samuel is a bilingual loan officer serving first-time homebuyers, investors and homeowners seeking refinances.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://crosscountrymortgage.com/orlando-fl-4323/samuel-ayala/, verified 2026-10-09.
- service_area: Orlando, FL. Source: https://crosscountrymortgage.com/orlando-fl-4323/samuel-ayala/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO138626 | active | confirmed | 2025-06-05 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Orlando, FL. Source: https://crosscountrymortgage.com/orlando-fl-4323/samuel-ayala/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1238551

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/orlando-fl-4323/samuel-ayala/
- Office phone and Email on file: shown at https://lendb.ai/lo/samuel-ayala-1238551#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1238551
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/orlando-fl-4323/samuel-ayala/

Cite as: Samuel Ayala (NMLS 1238551), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/samuel-ayala-1238551, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._