--- canonical_url: https://lendb.ai/lo/samuel-berman-1964895 json_url: https://lendb.ai/lo/samuel-berman-1964895.json nmls_id: 1964895 last_verified: 2026-10-10 --- # Sam Berman VP of Lending at Lower, Columbus, OH. NMLS ID 1964895 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1964895)). **Summary:** Sam Berman (NMLS 1964895) is VP of Lending at Lower, based in Columbus, OH. Licensed in Florida, confirmed with the state regulator (license LO128306). Also lists Arizona, California, Georgia, Illinois, Massachusetts, North Carolina, Ohio, Oregon and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: May 2, 2024 (Florida), per state regulator. States 5 years of experience. Last verified 2026-10-10. ## At a glance - Earliest state license record: May 2, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 5 (source: https://www.lower.com/loan-officers/ohio/columbus/sam-berman, verified 2026-10-10) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Massachusetts (MA, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-10. Source: https://www.lower.com/loan-officers/ohio/columbus/sam-berman ## About Sam has 5+ years of mortgage experience and specializes in first-time home buyers, refinances, and second-lien products. Source: LenDb summary of the lender page, verified 2026-10-10. ## Video intro available Sam has a short recorded video intro on Lower's site. Watch on Lower's site: https://www.lower.com/loan-officers/ohio/columbus/sam-berman The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-10. ## Facts from the lender page and intro - years_experience: 5. Source: https://www.lower.com/loan-officers/ohio/columbus/sam-berman, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO128306 | active | confirmed | 2024-05-02 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Columbus, OH. Source: https://www.lower.com/loan-officers/ohio/columbus/sam-berman, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1964895 ## Contact - linkedin_url: https://www.linkedin.com/in/sam-berman-582650152/ (source: lender_site, verified 2026-10-10) - View profile at Lower: https://www.lower.com/loan-officers/ohio/columbus/sam-berman - Office phone and Email on file: shown at https://lendb.ai/lo/samuel-berman-1964895#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1964895 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.lower.com/loan-officers/ohio/columbus/sam-berman Cite as: Sam Berman (NMLS 1964895), Lower. LenDb.ai, https://lendb.ai/lo/samuel-berman-1964895, last verified 2026-10-10. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._