---
canonical_url: https://lendb.ai/lo/samuel-bromley-1151654
json_url: https://lendb.ai/lo/samuel-bromley-1151654.json
nmls_id: 1151654
last_verified: 2026-10-09
---

# Sam Bromley

Loan Officer at Xpert Home Lending. NMLS ID 1151654 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1151654)).

**Summary:** Sam Bromley (NMLS 1151654) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Kansas, Minnesota, Missouri, Oregon, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: December 12, 2014 (Colorado), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 12, 2014 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Kansas (KS, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://xperthomelending.com/loan-directory/samuel-bromley

## About

Sam started in VA lending with Veterans United after college, then advanced his career at Fairway Independent Mortgage in Colorado. Since becoming a broker in 2019, he has assisted hundreds of families and investors in achieving their financial goals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2019. Source: https://xperthomelending.com/loan-directory/samuel-bromley, verified 2026-10-09.
- role: broker. Source: https://xperthomelending.com/loan-directory/samuel-bromley, verified 2026-10-09.
- other: Previously trained at Veterans United and managed a branch at Fairway Independent Mortgage in Colorado Springs. Source: https://xperthomelending.com/loan-directory/samuel-bromley, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO139427 | active | confirmed | 2025-07-07 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CO | state_license | 100053760 | active | confirmed | 2014-12-12 | state_regulator | 2026-10-10 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/samuel-bromley, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1151654

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/samuel-bromley
- Office phone and Email on file: shown at https://lendb.ai/lo/samuel-bromley-1151654#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1151654
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/samuel-bromley
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=142286&contact=161116

Cite as: Sam Bromley (NMLS 1151654), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/samuel-bromley-1151654, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._