---
canonical_url: https://lendb.ai/lo/samuel-gutierrez-1652174
json_url: https://lendb.ai/lo/samuel-gutierrez-1652174.json
nmls_id: 1652174
last_verified: 2026-10-09
---

# Samuel Gutierrez

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 1652174 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1652174)).

**Summary:** Samuel Gutierrez (NMLS 1652174) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Down payment assistance. Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174

## About

Bilingual loan officer who specializes in home purchase loans, refinancing, ADU financing, and down payment assistance, with background in lending, construction, and real estate.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: founder of My Casa Is Your Casa. Source: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174, verified 2026-10-09.
- other: Background in lending, construction, and real estate. Source: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1652174

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1652174
- lender_site: https://www.loanfactory.com/mortgage-expert/samuel-gutierrez-1652174

Cite as: Samuel Gutierrez (NMLS 1652174), Loan Factory. LenDb.ai, https://lendb.ai/lo/samuel-gutierrez-1652174, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._