--- canonical_url: https://lendb.ai/lo/samuel-smith-1636010 json_url: https://lendb.ai/lo/samuel-smith-1636010.json nmls_id: 1636010 last_verified: 2026-10-09 --- # Sam Smith Inside Sales Loan Officer at ALCOVA Mortgage, Roanoke, VA. NMLS ID 1636010 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1636010)). **Summary:** Sam Smith (NMLS 1636010) is Inside Sales Loan Officer at ALCOVA Mortgage, based in Roanoke, VA. Licensed in Florida, confirmed with the state regulator (license LO143121). Also lists Alabama, Arkansas, Georgia, Indiana, Kansas, Kentucky, Maryland, Missouri and 8 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2025 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2025 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.60, verified 2026-10-09. Source: https://alcova.com/loan-officer/samsmith/ ## About Sam is from Roanoke, Virginia and is passionate about helping clients achieve homeownership and build wealth. He enjoys traveling, trying new restaurants, and spending time with his wife Samantha and 4-year-old son Holt. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - community: Volunteers at church teaching 4-year-old class with wife. Source: https://alcova.com/loan-officer/samsmith/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO143121 | active | confirmed | 2025-12-01 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: ALCOVA Mortgage (NMLS 40508), Roanoke, VA. Source: https://alcova.com/loan-officer/samsmith/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1636010 ## Contact - linkedin_url: https://www.linkedin.com/in/sam-smith-64a60a30/ (source: lender_site, verified 2026-10-09) - View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/samsmith/ - Office phone and Email on file: shown at https://lendb.ai/lo/samuel-smith-1636010#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1636010 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://alcova.com/loan-officer/samsmith/ Cite as: Sam Smith (NMLS 1636010), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/samuel-smith-1636010, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._