---
canonical_url: https://lendb.ai/lo/samuel-winkeler-2724208
json_url: https://lendb.ai/lo/samuel-winkeler-2724208.json
nmls_id: 2724208
last_verified: 2026-10-09
---

# Sam Winkeler

Loan Officer at First Heritage Mortgage, Bethesda, MD. NMLS ID 2724208 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2724208)).

**Summary:** Sam Winkeler (NMLS 2724208) is Loan Officer at First Heritage Mortgage, based in Bethesda, MD. Licensed in Florida, confirmed with the state regulator (license LO146581). Also lists District of Columbia, Maryland, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: April 7, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 7, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sam is dedicated to making home buying smooth and transparent. Based in Bethesda, Sam serves the DMV area and helps first-time buyers, refinancing customers, and those exploring options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: DMV area (Washington DC, Maryland, Virginia). Source: https://fhmtg.com/officers/sam-winkeler/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO146581 | active | confirmed | 2026-04-07 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548), Bethesda, MD. Source: https://fhmtg.com/officers/sam-winkeler/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2724208

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/sam-winkeler/
- Office phone on file: shown at https://lendb.ai/lo/samuel-winkeler-2724208#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2724208
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://fhmtg.com/officers/sam-winkeler/

Cite as: Sam Winkeler (NMLS 2724208), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/samuel-winkeler-2724208, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._