--- canonical_url: https://lendb.ai/lo/sandi-milohov-114287 json_url: https://lendb.ai/lo/sandi-milohov-114287.json nmls_id: 114287 last_verified: 2026-10-09 --- # Sandi Ann Milohov Senior Loan Officer at Guild Mortgage, Vancouver, WA. NMLS ID 114287 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114287)). **Summary:** Sandi Ann Milohov (NMLS 114287) is Senior Loan Officer at Guild Mortgage, based in Vancouver, WA. Lists Arizona, Montana, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Self-employed, VA loan and Down payment assistance. Last verified 2026-10-09. ## At a glance - Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience. - Licensed in: Arizona (AZ, lender_reported), Montana (MT, lender_reported), Oregon (OR, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html - **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html - **VA loan** (`va`): lender page, confidence 0.68, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.24, verified 2026-10-09. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html ## About Sandi has been in mortgage lending since 2008, sparked by building her own home. She specializes in first-time homebuyers, VA loans, FHA loans, down payment assistance, and self-employed borrowers. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - community: Volunteers with Meals on Wheels, Salvation Army, and Love INC. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. - years_experience: 2008. Source: https://branches.guildmortgage.com/wa/longview/sandi-milohov-505-vrsm.html, verified 2026-10-09. - education: Background in small business bookkeeping. Source: https://branches.guildmortgage.com/wa/longview/sandi-milohov-505-vrsm.html, verified 2026-10-09. - service_area: Clark and Cowlitz County, WA (Vancouver, Camas, Washougal, Ridgefield, Battle Ground, Longview, Kelso); Bozeman and Gallatin Valley, MT; licensed throughout Montana statewide. Source: https://branches.guildmortgage.com/wa/longview/sandi-milohov-505-vrsm.html, verified 2026-10-09. - credential: Certified Mortgage Advisor (CMA) designation through MBS Highway. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. - credential: Top Producer, Top Woman Lender, Top Lender for Washington State Housing Finance Commission loans in Clark and Cowlitz counties, Circle of Honor, President's Club. Source: https://branches.guildmortgage.com/wa/longview/sandi-milohov-505-vrsm.html, verified 2026-10-09. - years_experience: since 2008. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. - service_area: Clark and Cowlitz County, WA (Vancouver, Camas, Washougal, Ridgefield, Battle Ground, Longview, Kelso); Bozeman and Gallatin Valley, MT; licensed throughout Montana. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. - credential: Top Producer, Top Woman Lender, Top Lender for Washington State Housing Finance Commission loans in Clark and Cowlitz counties. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. - credential: Circle of Honor and President's Club awards. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), Vancouver, WA. Source: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114287 ## Contact - linkedin_url: https://www.linkedin.com/in/sandi-milohov-23913586/ (source: lender_site, verified 2026-10-09) - View profile at Guild Mortgage: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html - Office phone and Email on file: shown at https://lendb.ai/lo/sandi-milohov-114287#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/114287 - lender_site: https://branches.guildmortgage.com/wa/vancouver/sandi-milohov-205-vrsm.html Cite as: Sandi Ann Milohov (NMLS 114287), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/sandi-milohov-114287, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._