---
canonical_url: https://lendb.ai/lo/sandra-fossett-1695045
json_url: https://lendb.ai/lo/sandra-fossett-1695045.json
nmls_id: 1695045
last_verified: 2026-10-09
---

# Sandra Fossett

Loan Advisor at American Pacific Mortgage, Orlando, FL. NMLS ID 1695045 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1695045)).

**Summary:** Sandra Fossett (NMLS 1695045) is Loan Advisor at American Pacific Mortgage, based in Orlando, FL. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, HELOC, Reverse mortgage and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/sandra-fossett
- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/sandra-fossett
- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/sandra-fossett
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/sandra-fossett

## About

Sandra Fossett is a Mortgage Loan Advisor with over a decade of experience in real estate and mortgage lending, based in Mansfield and serving homebuyers throughout Texas. She specializes in down payment assistance, VA financing, HELOCs, and reverse mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://www.apmortgage.com/sandra-fossett, verified 2026-10-09.
- service_area: Texas. Source: https://www.apmortgage.com/sandra-fossett, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Orlando, FL. Source: https://www.apmortgage.com/sandra-fossett, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1695045

## Contact

- linkedin_url: https://www.linkedin.com/in/sandra-fossett (source: lender_site, verified 2026-10-09)
- View profile at American Pacific Mortgage: https://www.apmortgage.com/sandra-fossett
- Office phone and Email on file: shown at https://lendb.ai/lo/sandra-fossett-1695045#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1695045
- lender_site: https://www.apmortgage.com/sandra-fossett

Cite as: Sandra Fossett (NMLS 1695045), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/sandra-fossett-1695045, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._