---
canonical_url: https://lendb.ai/lo/sandra-guide-781301
json_url: https://lendb.ai/lo/sandra-guide-781301.json
nmls_id: 781301
last_verified: 2026-10-09
---

# Sandra Guide

Senior Loan Officer at Embrace Home Loans, Manchester, NH. NMLS ID 781301 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/781301)).

**Summary:** Sandra Guide (NMLS 781301) is Senior Loan Officer at Embrace Home Loans, based in Manchester, NH. Licensed in Florida, confirmed with the state regulator (license LO149296). Also lists Connecticut, Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, First-time buyer, Jumbo loan, New construction and Real estate investor. Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Connecticut (CT, lender_reported), Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide

## About

Sandra Guide is a Senior Loan Officer with underwriting expertise, processing knowledge, and client-focused guidance. Specializing in builder-certified new construction, first-time homebuyer programs, jumbo, investment property solutions, and refinancing across southern New Hampshire.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Serves as treasurer and board member of Mortgage Bankers and Brokers Association of New Hampshire, started two BNI chapters, active member of Kiwanis International in Hooksett. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide, verified 2026-10-09.
- credential: Builder-certified for new construction financing. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide, verified 2026-10-09.
- service_area: Auburn, Hooksett, Manchester, Concord, Merrimack, Londonderry, Derry, Nashua, and southern New Hampshire. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO149296 | active | confirmed | 2026-07-09 | state_regulator | 2026-10-09 |
| CT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Manchester, NH. Source: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/781301

## Contact

- linkedin_url: https://www.linkedin.com/in/sandra-guide-86840020/ (source: lender_site, verified 2026-10-09)
- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide
- Office phone and Email on file: shown at https://lendb.ai/lo/sandra-guide-781301#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/781301
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.embracehomeloans.com/location/new-hampshire/manchester/sandra-guide

Cite as: Sandra Guide (NMLS 781301), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/sandra-guide-781301, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._