---
canonical_url: https://lendb.ai/lo/sandra-johnson-383173
json_url: https://lendb.ai/lo/sandra-johnson-383173.json
nmls_id: 383173
last_verified: 2026-10-09
---

# Sandra Johnson

Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Sunrise, FL. NMLS ID 383173 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/383173)).

**Summary:** Sandra Johnson (NMLS 383173) is Community Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Sunrise, FL. Licensed in Florida, confirmed with the state regulator (license LO33023). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, VA loan, FHA loan and Self-employed. Licensed since 2015 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173
- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173

## About

Sandra has 25 years of experience as a Community Home Lending Advisor serving South Florida. She specializes in preapproval, lending to self-employed clients, low-to-moderate income programs, FHA and VA mortgages, and borrowers with limited credit history.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173, verified 2026-10-09.
- service_area: South Florida. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO33023 | active | confirmed | 2015-12-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Sunrise, FL. Source: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/383173

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173
- Office phone and Email on file: shown at https://lendb.ai/lo/sandra-johnson-383173#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/383173
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/fl/sunrise/12590-w-sunrise-blvd-hla-383173

Cite as: Sandra Johnson (NMLS 383173), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/sandra-johnson-383173, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._