---
canonical_url: https://lendb.ai/lo/sandra-krestan-153369
json_url: https://lendb.ai/lo/sandra-krestan-153369.json
nmls_id: 153369
last_verified: 2026-10-09
---

# Sandy Krestan

Loan Officer at Fairway Independent Mortgage Corporation, Phoenix, AZ. NMLS ID 153369 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/153369)).

**Summary:** Sandy Krestan (NMLS 153369) is Loan Officer at Fairway Independent Mortgage Corporation, based in Phoenix, AZ. Licensed in Florida, confirmed with the state regulator (license LO119447). Also lists Arkansas, Iowa, Idaho, Indiana, Kentucky, Minnesota, Missouri, Montana and 8 more on the lender page (not yet checked with the state regulator). Earliest state license record: April 27, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 27, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Montana (MT, lender_reported), Nebraska (NE, lender_reported), New Mexico (NM, lender_reported), Oregon (OR, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Wisconsin (WI, lender_reported), Wyoming (WY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO119447 | active | confirmed | 2023-04-27 | state_regulator | 2026-10-09 |
| AR | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | 54455 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ID | state_license | 153369TemporaryAuthority | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | 70988 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | MC932507 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MN | state_license | 153369TemporaryAuthority | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NE | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NM | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SD | state_license | 153369.MLO | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | MLO-67693VA | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | 153369 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WY | state_license | 106821 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Phoenix, AZ. Source: https://www.fairway.com/lo/sandy-krestan-153369, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/153369

## Contact

- View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/sandy-krestan-153369
- Office phone and Email on file: shown at https://lendb.ai/lo/sandra-krestan-153369#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/153369
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.fairway.com/lo/sandy-krestan-153369

Cite as: Sandy Krestan (NMLS 153369), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/sandra-krestan-153369, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._