---
canonical_url: https://lendb.ai/lo/sandra-ruiz-1651110
json_url: https://lendb.ai/lo/sandra-ruiz-1651110.json
nmls_id: 1651110
last_verified: 2026-10-11
---

# Sandra Ruiz

Senior Loan Officer at CMG Home Loans, Fort Lauderdale, FL. NMLS ID 1651110 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1651110)).

**Summary:** Sandra Ruiz (NMLS 1651110) is Senior Loan Officer at CMG Home Loans, based in Fort Lauderdale, FL. Licensed in Florida, confirmed with the state regulator (license LO109224). Earliest state license record: June 13, 2022 (Florida), per state regulator. Last verified 2026-10-11.

## At a glance

- Earliest state license record: June 13, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109224 | active | confirmed | 2022-06-13 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CMG Home Loans (NMLS 1820), Fort Lauderdale, FL. Source: https://www.cmghomeloans.com/mysite/sandra-ruiz, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1651110

## Contact

- View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/sandra-ruiz
- Office phone and Email on file: shown at https://lendb.ai/lo/sandra-ruiz-1651110#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1651110
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.cmghomeloans.com/mysite/sandra-ruiz

Cite as: Sandra Ruiz (NMLS 1651110), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/sandra-ruiz-1651110, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._