---
canonical_url: https://lendb.ai/lo/sandra-smith-200651
json_url: https://lendb.ai/lo/sandra-smith-200651.json
nmls_id: 200651
last_verified: 2026-10-09
---

# Sandra Smith

Originating Branch Manager at CrossCountry Mortgage, Alpharetta, GA. NMLS ID 200651 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/200651)).

**Summary:** Sandra Smith (NMLS 200651) is Originating Branch Manager at CrossCountry Mortgage, based in Alpharetta, GA. Licensed in 7 states: Florida, Alabama, Georgia, North Carolina, South Carolina, Tennessee and Virginia. Focus areas shown on the lender page: Jumbo loan, Non-QM loan and FHA loan. 15 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 15
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/, verified 2026-10-09)
- Licensed in: Florida (FL), Alabama (AL), Georgia (GA), North Carolina (NC), South Carolina (SC), Tennessee (TN), Virginia (VA)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/

## About

Sandra Smith brings over 20 years of mortgage industry experience and specializes in conventional, FHA, VA, USDA, construction, and non-QM loans. She's known for closing on time, clear communication, and top-tier service; holds multiple MBAG awards.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/, verified 2026-10-09.
- credential: Multiple Mortgage Bankers Association of Georgia (MBAG) awards; Member of MBAG and Alpharetta Business Association. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO7942 | active | 2011-06-29 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Alpharetta, GA. Source: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- linkedin_url: https://www.linkedin.com/in/sandy-smith-7a772960/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/
- Email on file: shown at https://lendb.ai/lo/sandra-smith-200651#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/200651
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://crosscountrymortgage.com/alpharetta-ga-4747/sandra-smith/

Cite as: Sandra Smith (NMLS 200651), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/sandra-smith-200651, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._