---
canonical_url: https://lendb.ai/lo/sang-kwak-174653
json_url: https://lendb.ai/lo/sang-kwak-174653.json
nmls_id: 174653
last_verified: 2026-10-24
---

# Sang Kwak

Loan officer at E Mortgage Capital, Inc.. NMLS ID 174653 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174653)).

Sang Kwak (NMLS 174653) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Oregon since 2012 and in Florida, California and Colorado.

**Summary:** Sang Kwak (NMLS 174653) is a loan officer at E Mortgage Capital, Inc.. Licensed in 4 states confirmed with state regulators: Florida, California, Colorado and Oregon. Earliest state license record: January 11, 2012 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Sang licensed in Florida?

Yes. Florida regulator records list license LO65892 as active, first effective November 27, 2019 (verified 2026-10-15). LenDb has 3 other states on file for Sang. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Sang work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Sang been licensed?

The earliest state license record LenDb holds for Sang is from January 11, 2012 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: January 11, 2012 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Sang H. Kwak (CA, CO, FL, NY, OR, as of 2026-10-15)
- Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO65892 | active | confirmed | 2019-11-27 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Real Estate | state_license | 01491120 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100039009 | active | confirmed | 2012-04-02 | state_regulator | 2026-10-16 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2012-01-11 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 174653 | expired | confirmed | 2013-09-10 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174653

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/174653
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=141332&contact=123327
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Sang Kwak (NMLS 174653), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/sang-kwak-174653, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._