--- canonical_url: https://lendb.ai/lo/santanu-barua-597062 json_url: https://lendb.ai/lo/santanu-barua-597062.json nmls_id: 597062 last_verified: 2026-10-26 --- # Santanu Barua Senior Loan Officer at Quontic Bank. NMLS ID 597062 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/597062)). Santanu Barua (NMLS 597062) is a Senior Loan Officer at Quontic Bank. Santanu's focus, from their own profile, includes 1099 income, FHA loan and non-QM loan, and Santanu speaks Bengali, English and Hindi. **Summary:** Santanu Barua (NMLS 597062) is Senior Loan Officer at Quontic Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: 1099 income, FHA loan and Non-QM loan. Speaks Bengali, English and Hindi. States 20 years of experience. Last verified 2026-10-26. ## Quick answers ### Is Santanu licensed? Santanu works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry. ### Does Santanu list 1099 income as a focus? Santanu's profile lists 1099 income as a focus (from their lender profile page). It also lists FHA loan and non-QM loan. Source: https://www.quontic.com/help/loan-officers/santanu-barua/. ### What lender does Santanu work for? Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-26). Source: https://www.quontic.com/help/loan-officers/santanu-barua/. ### What languages does Santanu speak? Bengali, English and Hindi, per their lender page (verified 2026-10-26). Source: https://www.quontic.com/help/loan-officers/santanu-barua/. ### How much experience does Santanu have? Santanu states 20 years of experience. Source: https://www.quontic.com/help/loan-officers/santanu-barua/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Bengali, English, Hindi (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **1099 income** (`1099-income`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/santanu-barua/ - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/santanu-barua/ - **Non-QM loan** (`non-qm`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/santanu-barua/ ## Facts from the lender page and intro - years_experience: 20. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. - service_area: All 50 States. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. - education: Accounting and Computer Information System, CUNY. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. - credential: Certified Consumer and Business Lending. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. - other: Owner of a tutoring center. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. - community: Volunteers time to the community. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. - other: Achieved Customer Reward. Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| ## Employment history - ? to present: Quontic Bank (NMLS 403503). Source: https://www.quontic.com/help/loan-officers/santanu-barua/, verified 2026-10-26. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/597062 ## Contact - View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/santanu-barua/ - Office phone and Email on file: shown at https://lendb.ai/lo/santanu-barua-597062#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/597062 - lender_site: https://www.quontic.com/help/loan-officers/santanu-barua/ Cite as: Santanu Barua (NMLS 597062), Quontic Bank. LenDb.ai, https://lendb.ai/lo/santanu-barua-597062, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._