---
canonical_url: https://lendb.ai/lo/santiago-caviedes-2075452
json_url: https://lendb.ai/lo/santiago-caviedes-2075452.json
nmls_id: 2075452
last_verified: 2026-10-09
---

# Santiago Caviedes

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Orlando, FL. NMLS ID 2075452 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2075452)).

**Summary:** Santiago Caviedes (NMLS 2075452) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Orlando, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, Self-employed, VA loan and Vacation home. Speaks Spanish. Earliest state license record: March 3, 2021 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 3, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452
- **Self-employed** (`self-employed`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452
- **Vacation home** (`vacation-home`): lender page, confidence 0.90, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452

## About

Santiago has 5 years of experience as a Senior Home Lending Advisor in Central Florida and specializes in preapproval, lending to self-employed clients, and vacation home financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Central Florida. Source: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO83021 | expired | confirmed | 2021-03-03 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Orlando, FL. Source: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2075452

## Contact

- linkedin_url: https://www.linkedin.com/in/santythelender/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452
- Office phone and Email on file: shown at https://lendb.ai/lo/santiago-caviedes-2075452#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2075452
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/fl/orlando/8184-lee-vista-blvd-hla-2075452

Cite as: Santiago Caviedes (NMLS 2075452), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/santiago-caviedes-2075452, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._