--- canonical_url: https://lendb.ai/lo/santiago-estrada-298619 json_url: https://lendb.ai/lo/santiago-estrada-298619.json nmls_id: 298619 last_verified: 2026-10-15 --- # Santiago Estrada Loan Officer at Lifetime Home Loans, LLC. NMLS ID 298619 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/298619)). Santiago Estrada (NMLS 298619) is a Loan Officer at Lifetime Home Loans, LLC, serving Oregon. Santiago's own profile lists FHA loan, USDA loan and VA loan as a focus, and Santiago speaks English and Spanish. **Summary:** Santiago Estrada (NMLS 298619) is Loan Officer at Lifetime Home Loans, LLC. Lists Oregon on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, USDA loan, VA loan and First-time buyer. Speaks English and Spanish. Last verified 2026-10-15. ## Quick answers ### Is Santiago licensed in Oregon? Lifetime Home Loans, LLC's page for Santiago lists Oregon. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. Source: https://lifetimehomeloans.com/project/santiago-estrada/. ### Does Santiago do FHA loans? Santiago's profile lists FHA loan as a focus (from their lender profile page). It also lists USDA loan, VA loan and first-time buyer. Source: https://lifetimehomeloans.com/project/santiago-estrada/. ### What lender does Santiago work for? Lifetime Home Loans, LLC, company NMLS 1861406, per the lender's own site (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/santiago-estrada/. ### What languages does Santiago speak? English and Spanish, per their lender page (verified 2026-10-15). Source: https://lifetimehomeloans.com/project/santiago-estrada/. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Oregon (OR, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/santiago-estrada/ - **USDA loan** (`usda`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/santiago-estrada/ - **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/santiago-estrada/ - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://lifetimehomeloans.com/project/santiago-estrada/ ## About Santiago Estrada has been a mortgage loan officer since 1999 and is bilingual in English and Spanish. Their profile lists USDA, FHA and VA loan programs as specialties, and they help first-time homebuyers, veterans and repeat buyers. They volunteer in their community and are available evenings and weekends. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: since 1999. Source: https://lifetimehomeloans.com/project/santiago-estrada/, verified 2026-10-15. - community: volunteers in their community. Source: https://lifetimehomeloans.com/project/santiago-estrada/, verified 2026-10-15. - other: conducts homebuyer seminars and community workshops. Source: https://lifetimehomeloans.com/project/santiago-estrada/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | OR | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Lifetime Home Loans, LLC (NMLS 1861406). Source: https://lifetimehomeloans.com/project/santiago-estrada/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/298619 ## Contact - View profile at Lifetime Home Loans, LLC: https://lifetimehomeloans.com/project/santiago-estrada/ - Office phone and Email on file: shown at https://lendb.ai/lo/santiago-estrada-298619#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/298619 - lender_site: https://lifetimehomeloans.com/project/santiago-estrada/ Cite as: Santiago Estrada (NMLS 298619), Lifetime Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/santiago-estrada-298619, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._