---
canonical_url: https://lendb.ai/lo/sara-fenstermaker-1185181
json_url: https://lendb.ai/lo/sara-fenstermaker-1185181.json
nmls_id: 1185181
last_verified: 2026-10-09
---

# Sara Fenstermaker

Co-Branch Manager at CrossCountry Mortgage, Lebanon, PA. NMLS ID 1185181 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1185181)).

**Summary:** Sara Fenstermaker (NMLS 1185181) is Co-Branch Manager at CrossCountry Mortgage, based in Lebanon, PA. Licensed in Pennsylvania, confirmed with the state regulator (license 75164). Focus areas shown on the lender page: Down payment assistance, USDA loan and First-time buyer. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Pennsylvania (PA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/
- **USDA loan** (`usda`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/

## Facts from the lender page and intro

- service_area: Lancaster, Lebanon, Uptown, Jonestown, Fredericksburg, Hershey, PA. Source: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 75164 | active | confirmed |  | state_regulator | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Lebanon, PA. Source: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1185181

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/
- Email on file: shown at https://lendb.ai/lo/sara-fenstermaker-1185181#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1185181
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://crosscountrymortgage.com/lebanon-pa-3289/sara-fenstermaker/

Cite as: Sara Fenstermaker (NMLS 1185181), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/sara-fenstermaker-1185181, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._