---
canonical_url: https://lendb.ai/lo/sara-richards-2307718
json_url: https://lendb.ai/lo/sara-richards-2307718.json
nmls_id: 2307718
last_verified: 2026-10-09
---

# Sara Richards

Originating Branch Manager at CrossCountry Mortgage, Woodstock, VA. NMLS ID 2307718 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2307718)).

**Summary:** Sara Richards (NMLS 2307718) is Originating Branch Manager at CrossCountry Mortgage, based in Woodstock, VA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Virginia and West Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: July 10, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 10, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/woodstock-va-4590/sara-richards/

## About

Sara has backgrounds in real estate, settlement, and title work before joining the mortgage industry. She is communicative and dedicated to making homebuying smooth and rewarding, with community involvement through school volunteering and local donations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Volunteers at children's schools and donates to community. Source: https://crosscountrymortgage.com/woodstock-va-4590/sara-richards/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121357 | active | confirmed | 2023-07-10 | state_regulator | 2026-10-09 |
| PA | state_license | 118479 | active | confirmed |  | state_regulator | 2026-10-10 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Woodstock, VA. Source: https://crosscountrymortgage.com/woodstock-va-4590/sara-richards/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2307718

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/woodstock-va-4590/sara-richards/
- Email on file: shown at https://lendb.ai/lo/sara-richards-2307718#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2307718
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://crosscountrymortgage.com/woodstock-va-4590/sara-richards/

Cite as: Sara Richards (NMLS 2307718), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/sara-richards-2307718, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._