---
canonical_url: https://lendb.ai/lo/sarah-gibbs-198427
json_url: https://lendb.ai/lo/sarah-gibbs-198427.json
nmls_id: 198427
last_verified: 2026-10-09
---

# Sarah Gibbs

Senior Loan Officer at First Heritage Mortgage. NMLS ID 198427 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198427)).

**Summary:** Sarah Gibbs (NMLS 198427) is Senior Loan Officer at First Heritage Mortgage. Licensed in 2 states confirmed with state regulators: Colorado and Pennsylvania. Also lists California, District of Columbia, Delaware, Georgia, Illinois, Maryland, North Carolina, Texas and 1 more on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed), Pennsylvania (PA, confirmed), California (CA, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sarah provides exceptional service and personalized loan solutions, guiding clients through home financing with ease and confidence. She specializes in various loan products tailored to individual borrower needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO54071 | expired | confirmed | 2018-06-12 | state_regulator | 2026-10-09 |
| CO | state_license | 100517797 | active | confirmed | 2020-06-26 | state_regulator | 2026-10-10 |
| PA | state_license | 101033 | active | confirmed |  | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/sarah-gibbs/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198427

## Contact

- View profile at First Heritage Mortgage: https://fhmtg.com/officers/sarah-gibbs/
- Office phone on file: shown at https://lendb.ai/lo/sarah-gibbs-198427#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/198427
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=249720&contact=470653
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://fhmtg.com/officers/sarah-gibbs/

Cite as: Sarah Gibbs (NMLS 198427), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/sarah-gibbs-198427, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._