---
canonical_url: https://lendb.ai/lo/sarah-hilmes-1234943
json_url: https://lendb.ai/lo/sarah-hilmes-1234943.json
nmls_id: 1234943
last_verified: 2026-10-09
---

# Sarah Hilmes

Sales Team Lead at Union Home Mortgage, Ooltewah, TN. NMLS ID 1234943 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1234943)).

**Summary:** Sarah Hilmes (NMLS 1234943) is Sales Team Lead at Union Home Mortgage, based in Ooltewah, TN. Licensed in Florida, confirmed with the state regulator (license LO117889). Also lists Alabama, Georgia, Kentucky, South Carolina and Tennessee on the lender page (not yet checked with the state regulator). Earliest state license record: March 2, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 2, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Sarah has been in the mortgage industry since 2014 and in finance since 2007. She focuses on personalized, client-centered lending and helping families achieve homeownership through clear communication and long-term relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2014. Source: https://www.uhm.com/loan-officers/sarah-hilmes/, verified 2026-10-09.
- other: Encourages clients to feel educated and empowered throughout mortgage process; views relationship business as lifelong connection beyond closing.. Source: https://www.uhm.com/loan-officers/sarah-hilmes/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO117889 | active | confirmed | 2023-03-02 | state_regulator | 2026-10-09 |
| AL | state_license | 88076 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | 1234943 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | MC932305 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | MLO–1234943 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | 1234943 | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Union Home Mortgage (NMLS 2229), Ooltewah, TN. Source: https://www.uhm.com/loan-officers/sarah-hilmes/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1234943

## Contact

- View profile at Union Home Mortgage: https://www.uhm.com/loan-officers/sarah-hilmes/
- Office phone and Email on file: shown at https://lendb.ai/lo/sarah-hilmes-1234943#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1234943
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.uhm.com/loan-officers/sarah-hilmes/

Cite as: Sarah Hilmes (NMLS 1234943), Union Home Mortgage. LenDb.ai, https://lendb.ai/lo/sarah-hilmes-1234943, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._