---
canonical_url: https://lendb.ai/lo/sarah-lane-reyes-276978
json_url: https://lendb.ai/lo/sarah-lane-reyes-276978.json
nmls_id: 276978
last_verified: 2026-10-22
---

# Sarah Lane-Reyes

Loan officer at Cliffco, Inc.. NMLS ID 276978 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/276978)).

Sarah Lane-Reyes (NMLS 276978) is a mortgage loan officer at Cliffco, Inc., licensed in New York. Sarah works at an FHA-approved lender, per HUD.

**Summary:** Sarah Lane-Reyes (NMLS 276978) is a loan officer at Cliffco, Inc.. Licensed in New York, confirmed with the state regulator. Earliest state license record: April 17, 2017 (Florida), per state regulator. Last verified 2026-10-22.

## Quick answers

### Is Sarah licensed in New York?

Yes. New York regulator records list a license as active (verified 2026-10-14). Source: https://www.dfs.ny.gov/.

### What lender does Sarah work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, per the lender's own site (verified 2026-10-22). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.dfs.ny.gov/.

### How long has Sarah been licensed?

The earliest state license record LenDb holds for Sarah is from April 17, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: April 17, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO42455 | inactive | confirmed | 2017-04-17 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328). Source: https://www.dfs.ny.gov/, verified 2026-10-22.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/276978

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/276978
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Sarah Lane-Reyes (NMLS 276978), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/sarah-lane-reyes-276978, last verified 2026-10-22.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._