---
canonical_url: https://lendb.ai/lo/sarah-maloney-1036901
json_url: https://lendb.ai/lo/sarah-maloney-1036901.json
nmls_id: 1036901
last_verified: 2026-10-15
---

# Sarah Maloney

SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Westfield, NJ. NMLS ID 1036901 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1036901)).

**Summary:** Sarah Maloney (NMLS 1036901) is SVP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Westfield, NJ. Lists New Jersey on the lender page (not yet checked with the state regulator). States 30 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.grarate.com/loan-officers/sarah-maloney-1036901, verified 2026-10-15)
- Licensed in: New Jersey (NJ, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Sarah Maloney brings 30 years of experience and focuses on New Jersey home loans for buyers from Monmouth to Essex County. Their business is entirely referral-based.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Video intro available

Sarah has a short recorded video intro on Guaranteed Rate Affinity, LLC's site.

Watch on Guaranteed Rate Affinity, LLC's site: https://www.grarate.com/loan-officers/sarah-maloney-1036901

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.grarate.com/loan-officers/sarah-maloney-1036901, verified 2026-10-15.
- service_area: Monmouth County, the Jersey Shore, Essex County, Maplewood, South Orange. Source: https://www.grarate.com/loan-officers/sarah-maloney-1036901, verified 2026-10-15.
- credential: Top 1% Mortgage Originator. Source: https://www.grarate.com/loan-officers/sarah-maloney-1036901, verified 2026-10-15.
- other: 100% referral-based business. Source: https://www.grarate.com/loan-officers/sarah-maloney-1036901, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Westfield, NJ. Source: https://www.grarate.com/loan-officers/sarah-maloney-1036901, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1036901

## Contact

- linkedin_url: https://www.linkedin.com/in/sarahdoesloans/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/sarah-maloney-1036901
- Office phone and Email on file: shown at https://lendb.ai/lo/sarah-maloney-1036901#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1036901
- lender_site: https://www.grarate.com/loan-officers/sarah-maloney-1036901
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Sarah Maloney (NMLS 1036901), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/sarah-maloney-1036901, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._