--- canonical_url: https://lendb.ai/lo/sarah-pichardo-229120 json_url: https://lendb.ai/lo/sarah-pichardo-229120.json nmls_id: 229120 last_verified: 2026-10-11 --- # Sarah Pichardo Senior Vice President, Mid-Atlantic, Loan Officer at CMG Home Loans, Fairfax, VA. NMLS ID 229120 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/229120)). **Summary:** Sarah Pichardo (NMLS 229120) is Senior Vice President, Mid-Atlantic, Loan Officer at CMG Home Loans, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO112000). Also lists Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Delaware and 30 more on the lender page (not yet checked with the state regulator). Earliest state license record: August 15, 2022 (Florida), per state regulator. Last verified 2026-10-11. ## At a glance - Earliest state license record: August 15, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Vermont (VT, lender_reported), Wisconsin (WI, lender_reported), West Virginia (WV, lender_reported), Wyoming (WY, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Has been a residential loan officer since 2003 and cites more than $86 million in personal closed mortgage volume in 2021. Recognized as a top producer in the VH first-time buyer program since 2006. Source: LenDb summary of the lender page, verified 2026-10-11. ## Facts from the lender page and intro - years_experience: since 2003. Source: https://www.cmghomeloans.com/mysite/sarah-pichardo, verified 2026-10-11. - education: Cornell University. Source: https://www.cmghomeloans.com/mysite/sarah-pichardo, verified 2026-10-11. - credential: Top producing loan officer for the VH first-time buyer program since 2006. Source: https://www.cmghomeloans.com/mysite/sarah-pichardo, verified 2026-10-11. - other: More than $86,000,000 personal closed mortgage volume in 2021. Source: https://www.cmghomeloans.com/mysite/sarah-pichardo, verified 2026-10-11. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO112000 | active | confirmed | 2022-08-15 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | HI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | VT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | WY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | ## Employment history - ? to present: CMG Home Loans (NMLS 1820), Fairfax, VA. Source: https://www.cmghomeloans.com/mysite/sarah-pichardo, verified 2026-10-11. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/229120 ## Contact - View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/sarah-pichardo - Office phone and Email on file: shown at https://lendb.ai/lo/sarah-pichardo-229120#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/229120 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.cmghomeloans.com/mysite/sarah-pichardo Cite as: Sarah Pichardo (NMLS 229120), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/sarah-pichardo-229120, last verified 2026-10-11. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._