{
  "canonical_url": "https://lendb.ai/lo/sarah-ward-718993",
  "loan_officer": {
    "nmls_id": 718993,
    "slug": "sarah-ward-718993",
    "canonical_url": "https://lendb.ai/lo/sarah-ward-718993",
    "md_url": "https://lendb.ai/lo/sarah-ward-718993.md",
    "json_url": "https://lendb.ai/lo/sarah-ward-718993.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/718993",
    "full_name": {
      "value": "Sarah Ward",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Sarah",
    "last_name": "Ward",
    "headshot_url": {
      "value": "https://mortgagesolutions.net/wp-content/uploads/2023/02/Sarah-Ward-MSF.jpg",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "A second-generation mortgage banker with more than 40 years in the industry across processing, underwriting, operations and brokerage ownership.",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 40,
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 61602,
      "lender_name": "Mortgage Solutions of Colorado, LLC",
      "lender_slug": "mortgage-solutions-of-colorado-llc-61602",
      "branch_city": "Oregon City",
      "branch_state": "OR",
      "branch_zip": "97045",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 61602,
        "lender_name": "Mortgage Solutions of Colorado, LLC",
        "lender_slug": "mortgage-solutions-of-colorado-llc-61602",
        "branch_city": "Oregon City",
        "branch_state": "OR",
        "branch_zip": "97045",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "40",
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "role",
        "value": "Former owner of a mortgage brokerage",
        "source": "lender_site",
        "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 03:47:29.722687+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/sarah-ward-718993#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://mortgagesolutions.net/loan-officers/sarah-ward/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}