---
canonical_url: https://lendb.ai/lo/sarah-welman-434270
json_url: https://lendb.ai/lo/sarah-welman-434270.json
nmls_id: 434270
last_verified: 2026-10-09
---

# Jane Welman

Loan Officer at Ruoff Mortgage. NMLS ID 434270 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/434270)).

**Summary:** Jane Welman (NMLS 434270) is Loan Officer at Ruoff Mortgage. Licensed in Florida, confirmed with the state regulator (license LO151286). Also lists Indiana and Kentucky on the lender page (not yet checked with the state regulator). Earliest state license record: September 29, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 29, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported), Kentucky (KY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- credential: Scotsman Guide Top Mortgage Lenders. Source: https://www.ruoff.com/JaneWelman, verified 2026-10-09.
- service_area: Florida, Indiana, Kentucky. Source: https://www.ruoff.com/JaneWelman, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO151286 | active | confirmed | 2026-09-29 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JaneWelman, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/434270

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JaneWelman

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/434270
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.ruoff.com/JaneWelman

Cite as: Jane Welman (NMLS 434270), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/sarah-welman-434270, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._