{
  "canonical_url": "https://lendb.ai/lo/scott-arcari-2749920",
  "loan_officer": {
    "nmls_id": 2749920,
    "slug": "scott-arcari-2749920",
    "canonical_url": "https://lendb.ai/lo/scott-arcari-2749920",
    "md_url": "https://lendb.ai/lo/scott-arcari-2749920.md",
    "json_url": "https://lendb.ai/lo/scott-arcari-2749920.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2749920",
    "full_name": {
      "value": "Scott Arcari",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "first_name": "Scott",
    "last_name": "Arcari",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FScott_Arcari%2FScott_Arcari_1770747447914_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Scott brings experience in hospitality, branding, and creative ventures to his mortgage lending work. He provides tailored lending solutions and is known for professionalism, precision, and streamlining the loan process.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Mortgage Banker",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 2764,
      "lender_name": "Total Mortgage Services",
      "lender_slug": "total-mortgage-services-2764",
      "branch_city": "West Palm Beach",
      "branch_state": "FL",
      "branch_zip": "33401",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2764,
        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "West Palm Beach",
        "branch_state": "FL",
        "branch_zip": "33401",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/scott-arcari",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO145015",
        "status": "active",
        "issued_at": "2026-02-12",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:10:52.723907+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-arcari-2749920#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/scott-arcari",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": {
      "date": "2026-02-12",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}