{
  "canonical_url": "https://lendb.ai/lo/scott-asbell-270856",
  "loan_officer": {
    "nmls_id": 270856,
    "slug": "scott-asbell-270856",
    "canonical_url": "https://lendb.ai/lo/scott-asbell-270856",
    "md_url": "https://lendb.ai/lo/scott-asbell-270856.md",
    "json_url": "https://lendb.ai/lo/scott-asbell-270856.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/270856",
    "full_name": {
      "value": "Scott Asbell",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "first_name": "Scott",
    "last_name": "Asbell",
    "headshot_url": {
      "value": "https://www.lower.com/hs-fs/hubfs/airtable-imports/profile-pics/lo-scott-asbell.jpg?quality=80&format=webp&width=800&height=800&name=lo-scott-asbell.jpg",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "bio": {
      "value": "Scott has decades of mortgage lending, accounting and financial education experience and was a CPA from 1994 to 2016. They focus on educating clients about budgeting and financial priorities.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1124061,
      "lender_name": "Lower",
      "lender_slug": "lower-1124061",
      "branch_city": "Columbia",
      "branch_state": "MD",
      "branch_zip": "21044",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1124061,
        "lender_name": "Lower",
        "lender_slug": "lower-1124061",
        "branch_city": "Columbia",
        "branch_state": "MD",
        "branch_zip": "21044",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
        "verified_at": "2026-10-10"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "credential",
        "value": "CPA, 1994 to 2016",
        "source": "lender_site",
        "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
        "verified_at": "2026-10-10"
      }
    ],
    "last_verified_at": "2026-10-10",
    "updated_at": "2026-10-11 00:08:28.15551+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-asbell-270856#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.lower.com/loan-officers/maryland/columbia/scott-asbell",
      "verified_at": "2026-10-10"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}