---
canonical_url: https://lendb.ai/lo/scott-berngartt-409094
json_url: https://lendb.ai/lo/scott-berngartt-409094.json
nmls_id: 409094
last_verified: 2026-10-09
---

# Scott Berngartt

Sales Manager at Guild Mortgage, Columbia, MD. NMLS ID 409094 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409094)).

**Summary:** Scott Berngartt (NMLS 409094) is Sales Manager at Guild Mortgage, based in Columbia, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists District of Columbia, Delaware, Maryland and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: January 24, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: January 24, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO116853 | active | confirmed | 2023-01-24 | state_regulator | 2026-10-09 |
| PA | state_license | 52540 | active | confirmed |  | state_regulator | 2026-10-10 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Columbia, MD. Source: https://branches.guildmortgage.com/md/columbia/scott-berngartt-100-rgsber.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409094

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/md/columbia/scott-berngartt-100-rgsber.html
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-berngartt-409094#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/409094
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://branches.guildmortgage.com/md/columbia/scott-berngartt-100-rgsber.html

Cite as: Scott Berngartt (NMLS 409094), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/scott-berngartt-409094, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._