---
canonical_url: https://lendb.ai/lo/scott-contreras-66667
json_url: https://lendb.ai/lo/scott-contreras-66667.json
nmls_id: 66667
last_verified: 2026-10-24
---

# Scott Contreras

Executive Vice President at Ladera Lending, Inc., Ladera Ranch, CA. NMLS ID 66667 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/66667)).

Scott Contreras, NMLS 66667, works as an Executive Vice President at Ladera Lending, Inc. in Ladera Ranch, California and is licensed in California since 2018. Scott works at an FHA-approved lender, per HUD.

**Summary:** Scott Contreras (NMLS 66667) is Executive Vice President at Ladera Lending, Inc., based in Ladera Ranch, CA. Licensed in California, confirmed with the state regulator (license CA-DBO66667). Earliest state license record: August 13, 2018 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Scott licensed in California?

Yes. California regulator records list license CA-DBO66667 as active, first effective August 13, 2018 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Scott work for, and is it FHA-approved?

Ladera Lending, Inc., company NMLS 835555, from the Ladera Ranch, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/scott-contreras/.

### How long has Scott been licensed?

The earliest state license record LenDb holds for Scott is from August 13, 2018 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: August 13, 2018 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Scott J. Contreras (CA, as of 2026-10-22)
- Licensed in: California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- role: Co-founder of a small mortgage broker grown to a national, full-service mortgage banker. Source: https://laderalending.com/team-member/scott-contreras/, verified 2026-10-21.
- role: Senior leadership for national Consumer Direct platforms. Source: https://laderalending.com/team-member/scott-contreras/, verified 2026-10-21.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO66667 | active | confirmed | 2018-08-13 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Ladera Lending, Inc. (NMLS 835555), Ladera Ranch, CA. Source: https://laderalending.com/team-member/scott-contreras/, verified 2026-10-21.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/66667

## Contact

- View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/scott-contreras/
- Email on file: shown at https://lendb.ai/lo/scott-contreras-66667#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/66667
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://laderalending.com/team-member/scott-contreras/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Scott Contreras (NMLS 66667), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/scott-contreras-66667, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._