---
canonical_url: https://lendb.ai/lo/scott-davis-166596
json_url: https://lendb.ai/lo/scott-davis-166596.json
nmls_id: 166596
last_verified: 2026-10-09
---

# Scott Davis

Senior Loan Officer at CrossCountry Mortgage, Montvale, NJ. NMLS ID 166596 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/166596)).

**Summary:** Scott Davis (NMLS 166596) is Senior Loan Officer at CrossCountry Mortgage, based in Montvale, NJ. Licensed in Florida, confirmed with the state regulator (license LO74567). Also lists District of Columbia, Maryland, New Jersey and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: September 21, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 21, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/montvale-nj-3432/scott-davis/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/montvale-nj-3432/scott-davis/

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO74567 | active | confirmed | 2020-09-21 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Montvale, NJ. Source: https://crosscountrymortgage.com/montvale-nj-3432/scott-davis/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/166596

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/montvale-nj-3432/scott-davis/
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-davis-166596#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/166596
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/montvale-nj-3432/scott-davis/

Cite as: Scott Davis (NMLS 166596), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/scott-davis-166596, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._