---
canonical_url: https://lendb.ai/lo/scott-edwards-1097143
json_url: https://lendb.ai/lo/scott-edwards-1097143.json
nmls_id: 1097143
last_verified: 2026-10-10
---

# Scott Edwards

Loan Officer at Lower, Valencia, CA. NMLS ID 1097143 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1097143)).

**Summary:** Scott Edwards (NMLS 1097143) is Loan Officer at Lower, based in Valencia, CA. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Scott has worked in the mortgage industry since 2001 and serves the Santa Clarita Valley area of California.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: since 2001. Source: https://www.lower.com/loan-officers/california/santa-clarita-valley/scott-edwards, verified 2026-10-10.
- service_area: Santa Clarita Valley, California. Source: https://www.lower.com/loan-officers/california/santa-clarita-valley/scott-edwards, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Lower (NMLS 1124061), Valencia, CA. Source: https://www.lower.com/loan-officers/california/santa-clarita-valley/scott-edwards, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1097143

## Contact

- linkedin_url: https://www.linkedin.com/in/themortgagedoc/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/california/santa-clarita-valley/scott-edwards
- Email on file: shown at https://lendb.ai/lo/scott-edwards-1097143#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1097143
- lender_site: https://www.lower.com/loan-officers/california/santa-clarita-valley/scott-edwards

Cite as: Scott Edwards (NMLS 1097143), Lower. LenDb.ai, https://lendb.ai/lo/scott-edwards-1097143, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._