---
canonical_url: https://lendb.ai/lo/scott-eisgrau-139186
json_url: https://lendb.ai/lo/scott-eisgrau-139186.json
nmls_id: 139186
last_verified: 2026-10-09
---

# Scott Eisgrau

SVP | Branch Manager, Sr. Loan Officer at Atlantic Coast Mortgage, Owings Mills, MD. NMLS ID 139186 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/139186)).

**Summary:** Scott Eisgrau (NMLS 139186) is SVP | Branch Manager, Sr. Loan Officer at Atlantic Coast Mortgage, based in Owings Mills, MD. Licensed in Florida, confirmed with the state regulator (license LO145955). Also lists Maryland, New Jersey, Pennsylvania, Texas and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Renovation loan (203k / HomeStyle). Licensed since 2026 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2026 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Maryland (MD, lender_reported), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/

## About

Scott has worked in retail mortgage lending since 1989 and is an experienced expert with FHA 203k renovation loans, reverse mortgages, and portfolio construction lending. They have helped thousands of homeowners and homebuyers.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 1989. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.
- education: degree in business from Towson University. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.
- role: Assistant Branch Manager before promotion to SVP / Branch Manager. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.
- credential: Scotsman Guide, Top Originators 2021. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.
- credential: President's Club, Atlantic Coast Mortgage (2020, 2021). Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.
- community: President of Sports Boosters of Maryland, a 501(c)(3) charitable organization that raises funds to help finance athletics for children. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO145955 | active | confirmed | 2026-03-18 | state_regulator | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Atlantic Coast Mortgage (NMLS 643114), Owings Mills, MD. Source: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/139186

## Contact

- linkedin_url: https://www.linkedin.com/in/scotteisgrau/ (source: lender_site, verified 2026-10-09)
- View profile at Atlantic Coast Mortgage: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/139186
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.atlanticcoastmortgage.com/lo/scott-eisgrau/

Cite as: Scott Eisgrau (NMLS 139186), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/scott-eisgrau-139186, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._