{
  "canonical_url": "https://lendb.ai/lo/scott-gallant-395861",
  "lede": {
    "text": "Scott Gallant (NMLS 395861) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2023 and in Massachusetts.",
    "fields": [
      "full_name",
      "nmls_id",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Scott licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO120289 as active, first effective May 26, 2023 (verified 2026-10-15). LenDb has 3 other states on file for Scott.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Scott work for?",
      "a": "Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Scott been licensed?",
      "a": "The earliest state license record LenDb holds for Scott is from May 26, 2023 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Scott states 35 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 395861,
    "slug": "scott-gallant-395861",
    "canonical_url": "https://lendb.ai/lo/scott-gallant-395861",
    "md_url": "https://lendb.ai/lo/scott-gallant-395861.md",
    "json_url": "https://lendb.ai/lo/scott-gallant-395861.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/395861",
    "full_name": {
      "value": "Scott Gallant",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Scott",
    "last_name": "Gallant",
    "licensed_names": [
      {
        "name": "Scott Gallant",
        "name_with_middle_initial": "Scott A. Gallant",
        "first_name": "Scott",
        "middle_initial": "A",
        "last_name": "Gallant",
        "states": [
          "FL",
          "MA"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-26"
      }
    ],
    "headshot_url": null,
    "bio": {
      "value": "Scott Gallant is a senior loan officer and vice president of sales at Blue Water Mortgage with 35 years of mortgage lending experience. Their profile lists licensing in FL, MA, ME and NH. They hold a bachelor's from the University of New Hampshire.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer | Vice President - Sales",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 35,
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1291,
      "lender_name": "Blue Water Mortgage, LLC",
      "lender_slug": "blue-water-mortgage-llc-1291",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1291,
        "lender_name": "Blue Water Mortgage, LLC",
        "lender_slug": "blue-water-mortgage-llc-1291",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO120289",
        "status": "active",
        "issued_at": "2023-05-26",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "MA",
        "license_type": "state_license",
        "license_number": "MLO395861",
        "status": "active",
        "issued_at": null,
        "source": "state_regulator",
        "source_url": "https://www.mass.gov/lists/download-a-list-of-approved-licensees",
        "verified_at": "2026-10-26",
        "confidence": "confirmed",
        "regulator": "ma"
      },
      {
        "state": "ME",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "NH",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/scott-gallant-484a905/",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "verified_at": "2026-10-15"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "35",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "education",
        "value": "bachelor's degree, University of New Hampshire",
        "source": "lender_site",
        "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 16:15:12.471355+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-gallant-395861#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://bluewatermtg.com/our-team/scott-gallant/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2023-05-26",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2023,
      "state": "FL"
    },
    "federal_registration": null
  }
}