{
  "canonical_url": "https://lendb.ai/lo/scott-gibson-306614",
  "loan_officer": {
    "nmls_id": 306614,
    "slug": "scott-gibson-306614",
    "canonical_url": "https://lendb.ai/lo/scott-gibson-306614",
    "md_url": "https://lendb.ai/lo/scott-gibson-306614.md",
    "json_url": "https://lendb.ai/lo/scott-gibson-306614.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/306614",
    "full_name": {
      "value": "Scott Gibson",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Scott",
    "last_name": "Gibson",
    "headshot_url": {
      "value": "https://www.intercaplending.com/wp-content/uploads/2019/05/Scott_Gibson_2023_600x900-300x450.png",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Scott Gibson has been helping families achieve real estate goals for over 25 years. A lifelong Washington County resident and branch manager, he has served twice on the Utah State Mortgage Regulatory Committee and is known for his community roots and commitment to putting people first.",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 25,
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 190465,
      "lender_name": "Intercap Lending",
      "lender_slug": "intercap-lending-190465",
      "branch_city": "St. George",
      "branch_state": "UT",
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 190465,
        "lender_name": "Intercap Lending",
        "lender_slug": "intercap-lending-190465",
        "branch_city": "St. George",
        "branch_state": "UT",
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "UT",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/scott-gibson-92440b78/",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "25",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Branch Manager",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Served two terms on Utah State Mortgage Regulatory Committee",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Washington County, Utah",
        "source": "lender_site",
        "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 05:14:24.288728+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-gibson-306614#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.intercaplending.com/loan-officer/scott-gibson/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": null
  }
}