{
  "canonical_url": "https://lendb.ai/lo/scott-goodrich-282973",
  "loan_officer": {
    "nmls_id": 282973,
    "slug": "scott-goodrich-282973",
    "canonical_url": "https://lendb.ai/lo/scott-goodrich-282973",
    "md_url": "https://lendb.ai/lo/scott-goodrich-282973.md",
    "json_url": "https://lendb.ai/lo/scott-goodrich-282973.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/282973",
    "full_name": {
      "value": "Scott Goodrich",
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "first_name": "Scott",
    "last_name": "Goodrich",
    "headshot_url": {
      "value": "https://montereybaymortgage.com/wp-content/uploads/2025/12/Scott-photo-1-450x450.webp",
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "bio": {
      "value": "Scott Goodrich has over 39 years in mortgage lending and real estate finance. They served as an adjunct instructor at Cabrillo College from 2005 to 2012, teaching real estate finance and mortgage brokering.",
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "title": {
      "value": "Senior Mortgage Advisor",
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 39,
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 60,
    "current_employment": {
      "lender_nmls_id": 1820,
      "lender_name": "CMG Home Loans",
      "lender_slug": "cmg-home-loans-1820",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://montereybaymortgage.com/scott-goodrich/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1820,
        "lender_name": "CMG Home Loans",
        "lender_slug": "cmg-home-loans-1820",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://montereybaymortgage.com/scott-goodrich/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://montereybaymortgage.com/scott-goodrich/",
        "verified_at": "2026-10-11"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "39",
        "source": "lender_site",
        "source_url": "https://montereybaymortgage.com/scott-goodrich/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "role",
        "value": "Adjunct Instructor at Cabrillo College (2005-2012), teaching Real Estate Finance and Mortgage Brokering",
        "source": "lender_site",
        "source_url": "https://montereybaymortgage.com/scott-goodrich/",
        "verified_at": "2026-10-11"
      },
      {
        "kind": "community",
        "value": "Head Boys and Girls Tennis Coach at Scotts Valley High School",
        "source": "lender_site",
        "source_url": "https://montereybaymortgage.com/scott-goodrich/",
        "verified_at": "2026-10-11"
      }
    ],
    "last_verified_at": "2026-10-11",
    "updated_at": "2026-10-11 16:40:13.201221+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/scott-goodrich-282973#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://montereybaymortgage.com/scott-goodrich/",
      "verified_at": "2026-10-11"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}