--- canonical_url: https://lendb.ai/lo/scott-lacey-8154 json_url: https://lendb.ai/lo/scott-lacey-8154.json nmls_id: 8154 last_verified: 2026-10-09 --- # Scott Lacey National Mgr., Construction and Renovation Loans at Guild Mortgage, Lincoln, RI. NMLS ID 8154 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8154)). **Summary:** Scott Lacey (NMLS 8154) is National Mgr., Construction and Renovation Loans at Guild Mortgage, based in Lincoln, RI. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Connecticut, District of Columbia, Delaware, Georgia, Indiana, Kentucky, Massachusetts and 12 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan and Renovation loan (203k / HomeStyle). Licensed since 2020 (per Florida records). States 20 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2020 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 20 (source: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Alabama (AL, lender_reported), Connecticut (CT, lender_reported), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Mississippi (MS, lender_reported), North Carolina (NC, lender_reported), New Hampshire (NH, lender_reported), New Jersey (NJ, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Vermont (VT, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Construction loan** (`construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html - **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.85, verified 2026-10-09. Source: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html ## About Scott Lacey is licensed in 17 states and specializes in construction and renovation loans. Outside the office, he enjoys outdoor activities and time with family. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 20. Source: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO72680 | active | confirmed | 2020-08-05 | state_regulator | 2026-10-09 | | PA | state_license | 27794 | active | confirmed | | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), Lincoln, RI. Source: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8154 ## Contact - linkedin_url: https://www.linkedin.com/in/scott-f-lacey-98131a12/ (source: lender_site, verified 2026-10-09) - View profile at Guild Mortgage: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html - Office phone and Email on file: shown at https://lendb.ai/lo/scott-lacey-8154#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/8154 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://data.pa.gov/d/tyxc-jyug - lender_site: https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html Cite as: Scott Lacey (NMLS 8154), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/scott-lacey-8154, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._