---
canonical_url: https://lendb.ai/lo/scott-livingston-1975981
json_url: https://lendb.ai/lo/scott-livingston-1975981.json
nmls_id: 1975981
last_verified: 2026-10-24
---

# Scott Livingston

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1975981 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1975981)).

Scott Livingston (NMLS 1975981) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in California since 2020.

**Summary:** Scott Livingston (NMLS 1975981) is a loan officer at E Mortgage Capital, Inc.. Licensed in California, confirmed with the state regulator (license CA-DFPI1975981). Earliest state license record: July 24, 2020 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Scott licensed in California?

Yes. California regulator records list license CA-DFPI1975981 as active, first effective July 24, 2020 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Scott work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Scott been licensed?

The earliest state license record LenDb holds for Scott is from July 24, 2020 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: July 24, 2020 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO112309 | expired | confirmed | 2022-08-22 | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1975981 | active | confirmed | 2020-07-24 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1975981

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1975981
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfpi.ca.gov/

Cite as: Scott Livingston (NMLS 1975981), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/scott-livingston-1975981, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._