---
canonical_url: https://lendb.ai/lo/scott-mcpherson-326758
json_url: https://lendb.ai/lo/scott-mcpherson-326758.json
nmls_id: 326758
last_verified: 2026-10-27
---

# Scott McPherson

Loan officer at West Capital Lending, Inc., Carlsbad, CA. NMLS ID 326758 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/326758)).

Scott McPherson (NMLS 326758) is a mortgage loan officer at West Capital Lending, Inc. in Carlsbad, California, licensed in Texas since 2014 and in Florida, California, Colorado and 6 more states.

**Summary:** Scott McPherson (NMLS 326758) is a loan officer at West Capital Lending, Inc., based in Carlsbad, CA. Licensed in 10 states confirmed with state regulators: Florida, Texas, California, Colorado, Missouri, Arkansas, Iowa, Oregon and 2 more. Earliest state license record: October 22, 2014 (Texas), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Scott licensed in California?

Yes. California regulator records list license 01330852 as active (verified 2026-10-24). LenDb has 9 other states on file for Scott. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Scott work for?

West Capital Lending, Inc., company NMLS 1566096, from the Carlsbad, CA office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Scott been licensed?

The earliest state license record LenDb holds for Scott is from October 22, 2014 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: October 22, 2014 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Scott A. Mc Pherson (CA, as of 2026-10-15); Scott A. McPherson (AR, CO, FL, IA, MO, OR, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO89698 | active | confirmed | 2021-06-17 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2014-10-22 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 01330852 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100544111 | active | confirmed | 2026-01-05 | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 51246 | active | confirmed | 2024-01-16 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2023-05-24 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 326758 | active | confirmed | 2025-04-23 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 106779 | active | confirmed | 2024-01-24 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Carlsbad, CA. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/326758

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/326758
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=335797&contact=568868
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Scott McPherson (NMLS 326758), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/scott-mcpherson-326758, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._