---
canonical_url: https://lendb.ai/lo/scott-morse-274153
json_url: https://lendb.ai/lo/scott-morse-274153.json
nmls_id: 274153
last_verified: 2026-10-15
---

# Scott Morse

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 274153 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274153)).

**Summary:** Scott Morse (NMLS 274153) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in 3 states confirmed with state regulators: Florida, Texas and California. Also lists Alabama, Arizona, Colorado, Idaho, Indiana, Kentucky, Maryland, Michigan and 9 more on the lender page (not yet checked with the state regulator). Earliest state license record: May 2, 2024 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 2, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, confirmed), Colorado (CO, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 1992. Source: https://rwmloans.com/scott-morse/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO128311 | active | confirmed | 2024-05-02 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2024-05-02 | state_regulator | 2026-10-13 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | 01135744 | active | confirmed |  | state_regulator | 2026-10-15 |
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OK | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/scott-morse/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274153

## Contact

- linkedin_url: https://www.linkedin.com/in/scott-morse-9035757 (source: lender_site, verified 2026-10-15)
- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/scott-morse/
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-morse-274153#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/274153
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://rwmloans.com/scott-morse/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Scott Morse (NMLS 274153), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/scott-morse-274153, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
