---
canonical_url: https://lendb.ai/lo/scott-niklawski-76074
json_url: https://lendb.ai/lo/scott-niklawski-76074.json
nmls_id: 76074
last_verified: 2026-10-09
---

# Scott Niklawski

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Highlands Ranch, CO. NMLS ID 76074 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/76074)).

**Summary:** Scott Niklawski (NMLS 76074) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Highlands Ranch, CO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Vacation home, Jumbo loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074

## About

Scott has 19 years of experience as a Senior Home Lending Advisor. He specializes in preapproval, low-to-moderate income lending, fixed-rate and adjustable-rate mortgages, vacation home financing, and jumbo mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Englewood, CO area. Source: https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Highlands Ranch, CO. Source: https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/76074

## Contact

- linkedin_url: https://www.linkedin.com/in/scott-niklawski-5904a2284/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074
- Office phone and Email on file: shown at https://lendb.ai/lo/scott-niklawski-76074#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/76074
- lender_site: https://homelendingadvisor.chase.com/co/highlands-ranch/9350-s-colorado-blvd-hla-76074

Cite as: Scott Niklawski (NMLS 76074), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/scott-niklawski-76074, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._