---
canonical_url: https://lendb.ai/lo/scott-phillips-181137
json_url: https://lendb.ai/lo/scott-phillips-181137.json
nmls_id: 181137
last_verified: 2026-10-09
---

# Scott Phillips

Senior Loan Officer at First Heritage Mortgage. NMLS ID 181137 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/181137)).

**Summary:** Scott Phillips (NMLS 181137) is Senior Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO126516). Also lists District of Columbia, Delaware, Georgia, Maryland, North Carolina, Pennsylvania, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction and Non-QM loan. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/scott-phillips/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.90, verified 2026-10-09. Source: https://fhmtg.com/officers/scott-phillips/

## About

Scott specializes in builder services and new construction financing, offering extended rate lock options and Non-QM lending solutions for homeowners, builders, and real estate professionals.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Builder services specialist. Source: https://fhmtg.com/officers/scott-phillips/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO126516 | active | confirmed | 2024-03-01 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/scott-phillips/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/181137

## Contact

- linkedin_url: https://www.linkedin.com/in/scott-phillips-50748b407/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/scott-phillips/
- Office phone on file: shown at https://lendb.ai/lo/scott-phillips-181137#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/181137
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://fhmtg.com/officers/scott-phillips/

Cite as: Scott Phillips (NMLS 181137), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/scott-phillips-181137, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._